Marine Damage Surveys & Loss Incident Reports

When your boat has been damaged, the quality of your survey report directly determines whether your insurance claim gets paid, how fast, and for how much.

Most damage surveys are written by surveyors who’ve never worked a claim from the adjuster’s side of the desk. Clayton Marine Surveys is different. Jack Clayton is a Florida all-lines licensed insurance adjuster as well as a credentialed marine surveyor. That means every damage report is written in the exact language, structure, and level of evidence that adjusters are trained to look for — which means your claim moves faster and closes at full value more often.

The licensed-adjuster advantage

Jack regularly works both sides of marine claims. He knows the claims-handling playbook from the inside. That experience translates directly into damage reports that:

– Pre-answer the questions adjusters ask – Use terminology that maps cleanly to policy language – Distinguish clearly between covered and non-covered damage – Eliminate the back-and-forth that stalls most claims

Post-repair surveys — the one most owners skip

After repairs are complete, an independent post-repair survey verifies that the work was done correctly, captures any new or overlooked issues while the claim is still open, and creates the documentation that protects your vessel’s insurability and resale value for years. Most insurers don’t require it. Most owners should still get one. Read: 8 Essential Steps in a Yacht or Boating Accident.