MARINE INSURANCE SURVEY FORT LAUDERDALE

Marine Insurance Surveys (Condition & Value)

Condition & value reports your insurer will accept on the first review.

South Florida marine insurers are tightening requirements every renewal cycle. A current Condition & Value (C&V) survey is now required for most vessels over a certain age, and thorough, well-documented reports help ensure the underwriting process moves forward without delays.

A Clayton Marine Surveys insurance survey gives your underwriter exactly what they need to bind or renew coverage on the first review: full compliance evaluation against USCG, NFPA, and ABYC standards, a defensible fair-market value, and a photo-documented record of the vessel’s current condition.

What’s NOT included

Sea trials and haul outs are not part of a standard C&V survey. If your insurer has requested a sea trial or out of water inspection component, let us know before scheduling and we’ll build it into the inspection.

Why the credentials matter

Insurers increasingly look for reports from surveyors with recognized credentials. Jack Clayton holds:

– SAMS® Surveyor Associate – ACMS MS – ABYC Certified Marine Electrician – Licensed FL all-lines insurance adjuster

The adjuster license in particular means the report is structured the way insurers expect to read it, which shortens the review cycle and reduces the odds of back-and-forth that delays binding.

WHAT’S INCLUDED

Survey Scope

Overall condition assessment —...

Overall condition assessment — hull, deck, superstructure, interior

Electrical system evaluation to...

Electrical system evaluation to ABYC standards (bonding, grounding, AC/DC systems, battery installation, shore power)

Safety equipment inventory and...

Safety equipment inventory and compliance check — flares, life jackets, fire extinguishers, CO monitors, ventilation, EPIRB

Fuel, propane, and gas...

Fuel, propane, and gas system inspection (NFPA compliance)

Structural integrity review

Structural integrity review

Running gear and through-hull...

Running gear and through-hull fittings

Fair market value assessment

defensible, current, documented

Complete written report formatted...

Complete written report formatted to insurer expectations